According to the most recent analysis by idealista, a family would need to save more than 15 years of their net salary to buy a two-bedroom house in the country, without resorting to a mortgage. This is because the median price of a property with these characteristics is 270,789 euros, which represents 15.7 times the 17,297 euros of annual net family income.

How many years do you need to save to buy a house in each city?

Among the country's district capitals, Funchal is where it takes the longest amount of time to accumulate family income to buy a house without bank financing (23.2 years). Many years of salary savings are also needed to buy a house in Faro (22.8 years), Lisbon (21.1 years), Porto (16.4 years), Aveiro (15.6 years), Ponta Delgada (14.4 years), Viana do Castelo (12.9 years), Braga (12.6 years), Leiria (12 years), Viseu (11.6 years), Setúbal (11.2 years), Coimbra (10.6 years) and Évora (10.3 years).

On the other hand, where it takes less time to accumulate net income to acquire a T2 property is: Guarda, with just 4 years, followed by Castelo Branco (4.5 years), Beja (5.1 years), Portalegre (5.1 years), Bragança (7.4 years), Santarém (7.9 years) and Vila Real (9 years).

Lisbon is the most expensive city to buy a two-bedroom house, with the median cost being €484,390. This is followed by Funchal (€439,804), Faro (€396,010), Porto (€340,496), Aveiro (€303,901), Ponta Delgada (€283,662), Braga (€233,206), Coimbra (€226,472), Viana do Castelo (€217,276), Leiria (€216,366), Viseu (€213,952), Setúbal (€208,898), Évora (€196,778), Vila Real (€162,854) and Santarém (€138,362).

In the opposite direction, the big cities where two-bedroom homes are cheapest are Guarda (72,672 euros), Castelo Branco (78,077 euros), Portalegre (90,262 euros), Beja (91,579 euros) and Bragança (131,290 euros), reveals idealista.

Faro

Among the Portuguese districts and islands, Faro is the one that requires the most years of income savings to purchase a house, with a total of 26.1 years. This is followed by Madeira (23.7 years), Lisbon (17.6 years) and Porto (17.4 years). Below the national average are the island of São Miguel (14.4 years), Aveiro (13.6 years), Braga (12.7 years), Setúbal (12.2 years), Leiria (11.7 years), Viana do Castelo (10.8 years), Coimbra (9.3 years), Viseu (8.1 years), Santarém (7.6 years), Évora (7.5 years), Vila Real (6.8 years) and Beja (6.4 years).

On the other hand, Guarda is the district where the least amount of time is needed for family income to be saved to buy a house, at just 3.7 years. This is followed by Portalegre (4.4 years), Bragança (5.2 years) and Castelo Branco (5.3 years).

The highest prices for buying a two-bedroom house are found on the island of Madeira, with a median of 404,785 euros. This is followed by Faro, where the median house price reaches 395,725 euros, Lisbon (348,259 euros) and Porto (295,632 euros).

Still with prices for two-bedroom houses above 200,000 euros are the island of São Miguel (248,269 euros), Aveiro (225,008 euros), Setúbal (222,412 euros), Braga (201,191 euros), Leiria (193,128 euros), Coimbra (167,531 euros), Viana do Castelo (162,633 euros), Viseu (127,467 euros), Évora (127,126 euros), Santarém (122,685 euros) and Vila Real (100,538 euros).

On the other hand, Guarda is the district with the lowest prices for two-bedroom homes, with a median of 56,700 euros. This is followed by Portalegre (68,724 euros), Bragança (79,821 euros), Castelo Branco (83,982 euros) and Beja (97,445 euros).